HSA (We pay) 1. Aetna sets up an HSA (Health Savings Account) and the Plan contributes money to it throughout the year that you can use for qualified health expenses.
Deposit per year
Single
$750 ($62.50 per month)
Family
$1,500 ($125 per month)
Your HSA earns interest tax-free.
You can make tax-free voluntary contributions to your HSA.
What you don't use rolls over to the next year, and keeps rolling over — yours to keep even if you leave the plan!
DEDUCTIBLE (You pay) 2. You pay a deductible before your plan pays. Use your HSA to pay down your deductible, or save it for the future!
In-network
Out-of-network
Single
$1,500
$2,500
Family
$3,000
$5,000
In-network covered preventive care is covered at 100% — (medical/dental/vision)
COINSURANCE (We share) 3. After you've met your deductible, we share the cost of covered charges.
Aetna pays
You pay
In-network
90%
10%
Out-of-network
70%
30%
Pharmacy
$10/$30/$50
DENTAL & VISION BENEFITS Built in to your medical plan at NO added cost
100% coverage for dental cleanings and X-rays in network
100% coverage for routine eye exams in network
$100 prescription eyewear allowance every 24 months plus special discounts
HDHP w/HSA Features:
Use your tax-advantaged HSA to pay for eligible expenses.
Dental and vision benefits included
Nationwide coverage both in and out of network
100% preventive care coverage when you use participating providers
