Aetna HealthFund® HDHP with HSA - PPO Network - Benefit Highlights 2008 Aetna HealthFund® HDHP with Health Savings Account (HSA) Benefit Highlights:
PPO Network
Low plan premiums
Dental and vision benefits included
See any licensed doctor for covered services
Available to Federal Employees in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, NH, NJ, NV, NY, OH, OK, PA, SC, TN, TX, VA, VT, WA, WI and WV.
Benefit Features
In-Network Preventive Care (does not reduce your HSA)
Medical — 100% Dental — 100% Vision — 100%
HSA Annual amount automatically deposited
Annual tax-free voluntary contribution you can make
$750 — Single ($62.50/month) $1,500 — Family ($125/month)
$2,150— Single $4,300— Family
Debit card or optional checks to access HSA funds – no fee for debit card transactions*
Deductible
In-network
$1,500 — Single
$3,000 — Family
Out-of-Network
$2,500 — Single
$5,000 — Family
Rollover
Unused HSA balance rolls over to next year and is yours to keep even if you change health plans or jobs!
Traditional Medical Plan Benefits Coinsurance
After you meet your deductible 90% — In network 70% — Out of network
Dental Benefits
Cleanings and X-rays covered at 100% in network
Aetna Dental network discounts apply for other services
Vision Benefits
Routine eye exams covered at 100% in network
Eyewear reimbursement of $100 every 24 months
Discounts on eyewear
Pharmacy Benefits (Mail order available for maintenance prescriptions)
Rx copayment program of $10/$25/$40 for up to a 30-day supply after your deductible.
*when you use a Chase or Bank One ATM
HDHP w/HSA Features:
NEW – Lower Premiums
NEW – Decreased in-network deductible.
Use your tax-advantaged HSA to pay for eligible expenses.
Dental and vision included
Nationwide coverage both in and out of network
100% preventive care coverage when you use participating providers
