Aetna Federal Employee Plans

Aetna HealthFund^® Plan with Health Savings Account - PPO Network

How the Aetna HealthFund Health Savings Account (HSA) Plan Works

A health insurance plan PLUS a tax-advantaged HSA — all in one!



1.		Preventive care covered at 100% when you use participating providers (does not reduce your HSA) Medical \| Dental \| Vision


2.		Health Savings Account (HSA) Use money from your HSA to pay for other medical expenses. Your HSA grows through the year with automatic monthly deposits of $62.50 (single) or $125 (family). That's $750 (single)/$1,500 (family) a year to spend on qualified expenses including dental. You can make additional voluntary deposits that are tax deductible. Withdrawals from your HSA are tax free for qualified expenses. Use your NO-FEE debit card* or optional checks to access funds. Want another option to debit cards and checks? Elect to have your money automatically withdrawn from your HSA for medical claims using our convenient AutoDebit feature. Save for future expenses. Grow the fund with interest, plus 8 investment options available.

3.		The Deductible You pay an annual deductible before traditional medical plan coverage begins. Remember — you may use money from your HSA to pay for medical and pharmacy expenses.

4.		Medical and Pharmacy Plan Benefits (after deductible) After the deductible you pay coinsurance or Rx copayments for covered expenses. An out-of-pocket maximum limits the amount you pay in a plan year. No referrals required.

Plus:
		A $100 eyewear reimbursement every 24 months Access to Aetna's negotiated discounts when using our participating dentists

*No fees charged by Aetna, no ATM service transactions and no fees when you choose a Chase or Bank One ATM.


	HDHP w/HSA Features: NEW – Lower Premiums NEW – Decreased in-network deductible. Use your tax-advantaged HSA to pay for eligible expenses. Dental and vision included Nationwide coverage both in and out of network 100% preventive care coverage when you use participating providers

	Plans at a Glance

	Aetna HealthFund CDHP - PPO Network

	Aetna HealthFund HDHP w/HSA - PPO Network

	Aetna Open Access - HMO Network

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