Aetna Federal Employee Plans

Aetna HealthFund^® Plan with Health Savings Account - PPO Network

How the Aetna HealthFund Health Savings Account (HSA) Plan Works

A health insurance plan PLUS a tax-advantaged HSA — all in one!



1.		Preventive care covered at 100% when you use participating providers (does not reduce your HSA) Medical \| Dental \| Vision


2.		Health Savings Account (HSA) Use money from your HSA to pay for other qualified health expenses. Your HSA grows throughout the year with automatic monthly deposits from Aetna of $62.50 (single) or $125 (family). That's $750 (single)/$1,500 (family) a year to spend on qualified expenses including dental. You can make additional voluntary deposits to your HSA that are tax deductible. Withdrawals from your HSA are tax free for qualified expenses. Use your NO-FEE debit card* or optional checks to access funds. Want another option to debit cards and checks? Elect to have your money automatically withdrawn from your HSA for medical claims using our convenient AutoDebit feature. Save for future expenses. Your HSA can grow tax free with competitive interest rates, plus 8 investment options available.

3.		The Deductible You pay an annual deductible before traditional medical plan coverage begins. Remember — you may use money from your HSA to pay for qualified medical and pharmacy expenses.

4.		Medical and Pharmacy Plan Benefits (after deductible) After the deductible you pay coinsurance or Rx copayments for covered expenses. An out-of-pocket maximum limits the amount you pay in a plan year. No referrals required.

Plus:
		A $100 eyewear reimbursement every 24 months Access to Aetna's negotiated discounts when using our participating dentists

*No fees charged by Aetna, no ATM service transactions and no fees when you choose a Chase or Bank One ATM.


	HDHP w/HSA Features: Use your tax-advantaged HSA to pay for eligible expenses. Dental and vision benefits included Nationwide coverage both in and out of network 100% preventive care coverage when you use participating providers


	Aetna HealthFund CDHP - PPO Network

	Aetna HealthFund HDHP w/HSA - PPO Network

	Aetna Open Access - HMO Network

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